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Getting Rich: 7 Lies About Money That Many People Believe

How to get rich is one of the most common questions many of us have, yet very few bother to research it properly. (Also read: These are the things that make rich people different)

When we were kids, no one was particularly pleased when they cracked the piggy bank and found fewer large coins than expected. As adults, we carry the same fear with us every time we open the bank account app. Maybe that's why we try not to think too much about our personal financial situation and fall into clichés that don't help anyone, but especially not our own pockets.

To keep this from happening in the future, we've rounded up a few lies about money that many of us believe (and shouldn't believe). (Also Read: This Is How Much Money Top CEOs Made In 2019)

7 lies about getting rich

1. You need a big salary to be able to save

It is true that money needs money, and the more money you have, the easier it is to make more money. When my sister was looking for a job, she was told in an interview that "work is like a friend: when you're single, nobody wants you; and when you have a boyfriend, everyone is after you". A comparison that can easily be changed to include money: If you have some, you can easily get more; if you are broke it is difficult to find one. (Also Read: Becoming A Millionaire: This Is The Age That Jeff Bezos, Bill Gates, and Mark Zuckerberg Made It)

But no matter how little you earn, you can always put a small part aside and make an investment with it. Of course, a small salary won't get you as much as a huge one. But if we try, we can all add crumb by crumb to the bank account. (Also read: Study - This is how much salary we need to be happy)

2. The salary justifies any work

No, it's not worth doing a job you don't like if you get paid well enough for it. You may be able to put up with it for a couple of years, but you will end up in a spiral of unhappiness that prevents you from enjoying that money in the first place.

Plus, you have a ton of uncomfortable tasks to do, which in the long run will make you do your job badly because you don't like it. There is a time for everything, and it's a good idea to quickly draw a line if you're just holding onto a job that you don't like so you can pay the bills. (Also read: Wage Raise Denied - These Things Can Be Worth Cash To You, too)

3. Money is synonymous with freedom

Many people are of the opinion that money is the only thing that gives them freedom, or that they could be freer if their bank accounts were a little more full. Surprise, dear reader: it's a lie. If you had more money, you would certainly have more responsibilities and more things to spend it on.

The freest people in the world tend to be the ones who can get rid of many constraints and live well with what they have. Money may give you some relief, but not freedom.

4. To invest you have to have an advisor

We understand that the financial world is complicated and that there is a lot to learn. And we also understand that it is tempting to let someone else do the beating for a reasonable fee. But if you don't have a lot of money, this fee is unnecessary.

Buy a suitable business book and learn for yourself how the world of finance works! Organize your debts and savings and invest in the stock market! It's not as complicated as it sounds. Download a stock exchange app and make some investments with play money and see how it goes quickly. You could even become a (play money) millionaire.

5. I can still save later

You may think you are in your prime, and you may be, but it is never too early to start worrying about retirement. As it stands, retirees have a very bleak future ahead of them, and it is very likely that we will depend on our own savings for a good life.

As tempting as it is to raid the savings fund, be sensible and leave the money there until you really need it. Remember, if you touch it, you are stealing from your 40 year old self. Come on, would you really steal from an old man?

6. Money is the only thing that guarantees stability

While, as we said earlier, money is something that makes us feel safe and calm, it shouldn't be the only thing that gives us stability. We should be able to be emotionally and psychologically stable even when we are in a bad economic situation. (Also Read: 7 Things Rich People Do Different)

7. You cannot improve the economic situation you were born into

It is true that most people born poor die poor. But it is also true that it is not a universal rule. Zara founder Amancio Ortega created an empire out of nothing and is now one of the richest men in the world.

We're not saying you'll get on the Forbes list, but neither is it worth getting discouraged by the family you were born into or the contacts you don't have.

This article appeared in the original under the title Cómo ser rico: 7 mentiras sobre economía personal que deberías dejar de creer at GQ Spain

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